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We are Independent Financial Advisers in our own right, specialising in mortgages, directly regulated by the Financial Services Authority, and we take pride in finding the best and most appropriate solution for every client.
We are fully independent and work with the whole of the market.
This means that we are not tied to any one financial institution and we are able to use whichever companies are offering the best deal relevant to your circumstances, both for the mortgage loan itself and for each type of insurance that you need to back it up.
In this way we design a unique package for every client.
A mortgage cannot be bought off the peg like car insurance. Everybody’s circumstances are different and there are literally thousands of mortgages out there, changing every day.
It takes a professional to find the right match, and to do that we will need to work through a detailed Fact Find with you, asking far more questions than you will find on any website so that we understand both your circumstances and your preferences. We can do this by telephone at a time to suit you, so it doesn’t matter where you are situated in the United Kingdom. You will get the same quality of service.
The information requested on our Mortgage Quote page will get us off to a very good start, but we will need your full co-operation throughout the process to provide you with an efficient service and get you the right deal.
Get it wrong and you could end up paying hundreds or even thousands of pounds over the top. Your mortgage is the biggest financial commitment that most people are likely to take on in their entire lives, so it pays to take the best advice and get it right.
Our Managing Director John Steel [the old bloke with the dog on our home page], spent 20 years running his own practice as a Chartered Accountant and Independent Financial Adviser. Our brokers and support staff are chosen both for the quality of their experience and for their professional attitude towards client service. The best interests of our clients are always placed first.
This means that we will bring to bear a broad understanding of your financial affairs and recommend a solution that really is best for you. It also means that we are experienced at finding solutions for the more difficult situations, such as the self-employed who don’t have up-to-date accounts to support their income, or clients who have picked up the odd County Court Judgement along the way.
We will go the extra mile for our clients, and have even attended court to help obtain a deferment of repossession proceedings so that we could get a mortgage in place and clear outstanding debts. Our clients were able to stay in their house and face the future with confidence having seen the end of expensive credit cards and second charge loans.
We can also help with insolvency situations, (although we will always avoid formal insolvency proceedings if they are not absolutely essential). We can often come up with a solution that will surprise you, but if you do need help just contact us for a confidential discussion. And you can find a lot of useful information on our StrictlyDebt website.
If you are in the fortunate position of having spare equity in your property, and wish to utilise it to best effect, we can introduce you to property related investments that will give you the potential of significant additional growth without the need to sell your property.
Similarly, if you are disillusioned with the growth being achieved by your buy-to-let properties, or your pension scheme, we can introduce you to an alternative form of property investment that has significantly greater growth potential and is a lot less hassle to manage
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| Added Date: |
6 May 2008 |
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